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Kevin J. Sandin, CFP®

The Latte Habit

How little things can add up over time.

LPL Financial Form CRS

Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC.

The SmartVestor program is a directory of investment professionals. Neither Dave Ramsey nor SmartVestor are affiliates of Sandin Financial Services or LPL Financial.

The LPL Financial representative associated with this website may discuss and/or transact securities business only with residents of the following states: MI

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